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Keywords Micro Small and Medium Enterprises, trade sector, tax income, tax calculation analysis, competitive strategy, banking industry attitude, marketing mix, hospitality dividend payout ratio, ownership structure education level, financial literacy, financial behavior, financial planning, MSME’s employee performance, perspective, balanced scorecard insider trading, personal benefit, fairness of law, ethical position leadership style, work culture, employee performance lecturer performance, instructional delivery, learning planning, professional knowledge, career satisfact local revenue, equalization fund, growth, poverty merger, acquisition, firms performance, financial ratios, abnormal return perceived value, satisfaction, repeat buying intention, traditional market proactive personality, organizational learning culture, career satisfaction, Leader Member Exchange quality religiosity, machiavellian, tax evasion, gender retirement age, civil servants productivity, policy content size, growth, financial levegare small medium enterprises, entrepreneurship, innovation, creativity, stagen social function, Maqashid Syariah strategy, development, SWOT-24K training, competence, job motivatio, employee performance training, leadership, motivation, performance

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